What Happens When You Lie on a Life Insurance Application?
The first thing you’re probably thinking is “why would anyone lie on a life insurance application?” And that’s a good question. On the surface, it seems silly to lie when getting a life insurance policy as it’s not the same as health insurance in that…
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Understanding Insurance Measurement Practices
Insurance providers use different methods of measuring your body and assessing health to see which type of insurance rates you qualify for. Once your health is assessed, which typically includes reviewing your body mass index (BMI), you’re placed in an insurance classification that determines how…
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Should You Get Group Life Insurance?
Open enrollment comes up annually, and this is the time to opt-in to group life insurance and supplemental insurance policies. Many large companies offer basic group life insurance to employees at no cost. While this is a great benefit, there are some possible downsides of…
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Pre-Existing Conditions and Life Insurance
How your health affects your life insurance coverage may surprise you. If you have been diagnosed with a chronic condition, make sure you understand how pre-existing conditions affect life insurance before you start shopping for a new policy. The Role of Health in Life Insurance Coverage…
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What Is BMI and How Does It Impact Your Life Insurance Rates
BMI, or body mass index, carries a lot of weight in the health world. But what is it and why should you pay attention to it? Find out why BMI matters and how it can impact your life insurance rates. What Is BMI? On the…
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5 Ways You’re Losing Out on Your on Life Insurance Rates
Life insurance is something many people with families worry about, especially when there are so many different types and rates out there. An individual life insurance rate is supposed to be determined by how healthy the buyer is. This can include uncontrollable factors like family…
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Health Hero Mark Johnson Explains How Moderation is Key To Weight Loss
After retiring from two careers at age 59, Mark Johnson was diagnosed with a handful of health conditions. “I had been diagnosed with elevated LDL (bad) cholesterol, elevated triglycerides, sleep apnea and hypertension,” Mark tells us, “And my BMI was also in the ‘overweight’ range.”…
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A Brief Introduction to Common Life Insurance Terms
If you’re considering purchasing life insurance, you’ve got the right idea. Life insurance can provide much-needed financial assistance for your loved ones in the wake of your passing, assist with paying off any outstanding debts, and (in the case of some permanent life insurance plans)…
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Health Hero Jenny Shoults Shows How To Enjoy Working Out
For a long time, Jenny Shoults was, as she puts it, a ‘couch potato who loved indulging in processed foods.’ However, when Orange County Indiana started a group called Ways of Wellness, she knew the time had come to make a change. Finding strength in…
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Health Hero Jennifer Barr Tells Us How To Stay In Shape At 53
When Jennifer stepped into her local gym for the first time in a while, she didn’t think she was stepping into a career. In her early 20’s, wanting to get into shape, Jennifer started taking aerobics classes at her local YMCA. That’s when she discovered…
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