Health Equity: Leverage Your Health Literacy For Better Insurance Rates
At Health IQ we’ve identified a new asset class we call “health equity.” Just as homeowners can build equity over time, focusing on diet, exercise, and improving one’s health literacy can build health equity. Our “Health Literacy in the 50 States” report shows those with…
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Can You Get Affordable Life Insurance Rates If You’ve Had Cancer?
We’ve compiled some tips for how cancer survivors who choose a healthy lifestyle can get the lowest life insurance rates.
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3 Reasons Why Even Healthy People Should Get A Medical Exam When Shopping For Life Insurance
You’re a health conscious person. You eat a healthy diet—with the occasional splurge. You exercise most days of the week. You manage your stress—for the most part. So you might consider the medical exam to be just a hassle when shopping for life insurance. After…
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Think You Can Do Without Life Insurance? Here’s 5 Reasons To Think Again.
You live a busy life. You’ve got a family that needs your attention and a mortgage/rent to pay. Or perhaps you’re a budding entrepreneur with a growing business. Maybe you’ve got both the family and the business! And even with your tight schedule, you still…
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Tips From The Pros: How To Prepare For Your Life Insurance Medical Exam
Congratulations on starting your life insurance application! The next step is taking your free medical exam, and we are here to make sure that you ace it. To help you do your best, we’ve put together a few health tweaks you can do before your…
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Which Life Insurance Payout Structure Is Right For You And Your Financial Needs?
Written by Heather Larson After an insured’s death, payments to the beneficiary usually arrive within 30-60 days if no legal issues or disputes arise. Most commonly, the heir chooses to receive a lump sum equal to the face value of the life insurance policy. However,…
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Life Change? Better Get Life Insurance. Here’s 6 Reasons Why.
The one constant in life is that nothing is constant. One day you are young, single, and carefree. The next, you have a family to feed and a mortgage to pay. As your life circumstances shift, so might your need for life insurance. Growing families…
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Do You Know Who Will Actually Get Your Money? Choosing Your Life Insurance Beneficiary.
In the wake of major life events—death, divorce, marriage, adoption—updating life insurance beneficiaries might fall to the bottom of the to-do list. However, it’s important to handle these details right away to make sure the right people get the protection you intend they receive without…
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Kids Off To College? Why Life Insurance Should Still Be A Priority.
When your fiscal responsibilities lighten during the years between your kids leaving home and retirement, you might wonder if you really need to continue—or get!—life insurance coverage. Life insurance isn’t only necessary when the kids are financially dependent on you. It can help your spouse,…
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4 Ways Insurance Companies Overcharge You on Life Insurance Premiums
Are you health conscious? Do you watch what you eat and work out regularly? If so, your life insurance company could be overcharging you on your insurance premiums. Insurance companies use data gathered from the life insurance medical exam to determine your insurance premiums, but…
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