40s and 50s Life Insurance: Reasons to Buy and How to Choose
Your 40s and 50s are a great time to see how your financial needs have changed and to re-evaluate what types of plans can best protect your loved ones.
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Life Insurance for Homeowners: Mortgage Protection Insurance or Term Life Insurance?
When shopping for life insurance for homeowners, the question of whether to bundle these together into one type of plan comes up.
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Family Life Insurance: Do You Need to Get More Life Insurance When You Grow Your Family?
When you’re growing your family—with marriage, children, or any other new members of your household, it’s important to start thinking about protecting your loved ones financially. Making sure they’re taken care of in the event of your passing is one of the best ways to get yourself some peace of mind.
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Final Expense Insurance: What Is a Guaranteed IssueLife Insurance Plan, and Do You Need One?
Final expense insurance—aka guaranteed issue life insurance—is technically a type of whole life insurance. However, it is much easier to qualify for than other types of whole life insurance, and will tend to pay out an amount between about $2,000-$100,000 depending on the specific plan….
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Do I Need Life Insurance? Myths, Facts, and The Top Seven Reasons to Buy
While buying life insurance isn’t exactly a fun topic, approaching it from a positive point of view can make it a lot more pleasant to deal with. Life insurance can be a valuable and versatile tool for helping you ensure the future security of yourself and your loved ones.
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Life Insurance With No Medical Exam: Can I Get a Policy Without
Yes, there are a few options for getting life insurance with no medical exam. Some of these options include guaranteed issue life insurance, term life insurance plans that come with no medical exam, or using an alternate form of insurance such as final expense insurance…
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COVID and Life Insurance: What You Need to Know About How COVID-19 Affects Life Insurance Policies
With COVID-19 cases surging and the pandemic still ongoing, it’s natural to wonder about how it might affect life insurance policies. More people have signed up for life insurance since the start of the pandemic, and it has become clearer now more than ever how important it is to keep our families safe, healthy, and financially protected. Here is our guide to the most common questions about life insurance and COVID-19.
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Diabetes Life Insurance: How Diabetes Affects Approval Rates and Premiums
For people living with diabetes life insurance can be tricky. Most insurance companies will charge significantly more for policies or may even deny coverage outright. Finding an agency that understands the condition…
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Smokers Applying For Life Insurance – A Quitter’s Silver Lining
The data is in, and the research is pretty unequivocal. Smoking significantly shortens your lifespan and negatively impacts virtually every aspect of everyday health. There are exceptions to just about every rule, like the 85-year-old who’s been smoking their entire life and somehow avoided lung…
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The First Life Insurance Offering to Reward Well-Managed Diabetics Living a Healthy Lifestyle
Health IQ and Protective Life launched a first-of-its-kind life insurance product today that will provide well-managed diabetics living a healthy lifestyle a more cost effective option for protecting their families, while encouraging them to live long, healthy lives. The new life insurance offering was designed…
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