PPO or HMO in Medicare Advantage: What Do They Mean?
The main difference between these plans is that with a PPO, you can see a provider out-of-network, you don’t need a referral to see a specialist, and you are not required to have a primary care physician. With an HMO, you generally can’t leave your network to see a provider or specialist unless it’s a medical emergency or you require access to a specialist that is not in-network. HMOs generally have lower monthly premiums, coinsurance and copayments.
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Premium Free Medicare Advantage Plans: Can I Actually Get a $0/Month Premium Plan?
Carriers are able to offer $0 monthly premium Medicare Advantage plans, because some allocate costs differently. Here are answers to a few of the most common questions about zero-dollar premium Medicare Advantage plans:
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Medicare Advantage Enrollment: What You Need to Know
Why might I want to enroll in Medicare Advantage? You might want to enroll in Medicare Advantage to receive cost savings on the coverage you need, or to expand the type of coverage you receive as part of your plan, or both. To receive adequate…
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What is Medicare Advantage? Plans, Costs, and How to Enroll
Medicare Advantage plans are required to cover everything included in Medicare Parts A and B. Like Original Medicare plans, they come at different costs and different levels of coverage depending on the specifics of the plan you choose.
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Can you pass a Medicare Vocabulary Quiz?
A basic knowledge of Medicare terminology will ensure you know exactly what you are signing up for during this year’s Open Enrollment Period and that you are able to make the most of your benefits.
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Medicare AEP: Everything You Need To Know About the Medicare Annual Enrollment Period
There are a number of important decisions to make and considerations to take into account during this time when weighing possible coverage options, so it can get a bit confusing. Here is our guide to the most important decisions to make during the AEP and how to navigate them.
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Medicare Home Health Care: What is Types of Home Health Care Are Covered?
Home health care services must be ordered by your doctor and are only covered by Medicare under certain conditions. Read on to find out how home health services are covered and to make the most of your benefits.
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$0 Premium Plans: How Can I Get a $0 Monthly Premium Medicare Advantage Plan?
If you are like most people who are about to or already qualify for Medicare benefits your mailbox is overflowing with plan options, many of which include $0 monthly plan premiums. How is this even possible? And are these plans too good to be true? Read on for the real deal on $0 monthly premium Medicare Advantage plans.
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Medicare Advantage vs Medicare Supplement Insurance Plans: Understanding the Differences
Both Medicare Advantage and Medicare Supplement Insurance plans are designed to help protect you from the potentially unlimited out-of-pocket costs that Original Medicare could pass onto enrollees, though they do this in different ways. Which plan is the better option for you depends on several factors…
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Medicare Information: 10 Things You Need to Know About Medicare
With various plans, supplemental plans, Medicare Advantage Plans and different amounts of cost and coverage, understanding the Medicare system can be confusing. Here are 10 things you need to know to start analyzing Medicare information about plans and which one you would like to purchase….
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